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	<title>Florida Team Realty</title>
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	<description>Florida Real Estate</description>
	<lastBuildDate>Mon, 02 Apr 2012 19:05:34 +0000</lastBuildDate>
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		<title>Florida Short Sale Sellers Could Be Taxed As Income On Sale</title>
		<link>http://flteam.com/florida-short-sale-sellers-could-be-taxed-as-income-on-sale/</link>
		<comments>http://flteam.com/florida-short-sale-sellers-could-be-taxed-as-income-on-sale/#comments</comments>
		<pubDate>Mon, 02 Apr 2012 19:05:34 +0000</pubDate>
		<dc:creator>Marc Vitorillo</dc:creator>
				<category><![CDATA[Florida Real Estate Blog]]></category>
		<category><![CDATA[Short Sales Income by End of 2012]]></category>

		<guid isPermaLink="false">http://flteam.com/?p=958</guid>
		<description><![CDATA[Under U.S. law, a homeowner with an underwater mortgage who goes through a short sale has part of his or her debt forgiven by a bank. The amount forgiven is legally considered income, as if the lender gave the owner a monetary gift by saying, “You no longer have to pay this.” As a gift, [...]]]></description>
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		<title>Who Are The Biggest U.S. Mortgage Lenders</title>
		<link>http://flteam.com/who-are-the-biggest-u-s-mortgage-lenders/</link>
		<comments>http://flteam.com/who-are-the-biggest-u-s-mortgage-lenders/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 01:44:15 +0000</pubDate>
		<dc:creator>Marc Vitorillo</dc:creator>
				<category><![CDATA[Florida Real Estate]]></category>
		<category><![CDATA[Florida Real Estate Blog]]></category>
		<category><![CDATA[Florida Mortgage Lenders]]></category>

		<guid isPermaLink="false">http://flteam.com/?p=953</guid>
		<description><![CDATA[Residential originations fell in 2011, and some lenders saw a bigger decline than others, according to MortgageDaily.com’s 2011 Mortgage Lender Ranking. The government’s role in residential finance was reduced last year. Fourth-quarter originations by all lenders were an estimated $381 billion, up from approximately $317 billion closed three months earlier. The biggest fourth-quarter lender was [...]]]></description>
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		<title>Florida Real Estate: More Deals Falling Through</title>
		<link>http://flteam.com/florida-real-estate-more-deals-falling-through/</link>
		<comments>http://flteam.com/florida-real-estate-more-deals-falling-through/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 19:09:15 +0000</pubDate>
		<dc:creator>Marc Vitorillo</dc:creator>
				<category><![CDATA[Florida Real Estate]]></category>
		<category><![CDATA[Florida Real Estate Blog]]></category>
		<category><![CDATA[Florida Real Estate Deals]]></category>

		<guid isPermaLink="false">http://flteam.com/?p=949</guid>
		<description><![CDATA[Appraisals coming in lower than the agreed-upon sales price continue to cause more real estate deals to be cancelled, recent surveys show. In December, a third of real estate professionals reported they had a real estate contract fall through, up from 9 percent a year earlier. The National Association of Realtors®, along with other housing [...]]]></description>
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		<title>Florida Real Estate Bargains for International Buyers</title>
		<link>http://flteam.com/florida-real-estate-bargains-for-international-buyers/</link>
		<comments>http://flteam.com/florida-real-estate-bargains-for-international-buyers/#comments</comments>
		<pubDate>Fri, 30 Dec 2011 18:03:38 +0000</pubDate>
		<dc:creator>Marc Vitorillo</dc:creator>
				<category><![CDATA[Florida Real Estate]]></category>
		<category><![CDATA[Florida Real Estate Blog]]></category>
		<category><![CDATA[Florida International Buyers]]></category>

		<guid isPermaLink="false">http://flteam.com/?p=932</guid>
		<description><![CDATA[Florida real estate prices have dropped significantly since 2005. Enticing prices, inventory and low-rate financing are just a few reasons that international investors are buying homes, condos, lofts, villas and golf course real estate properties in Florida. You have an incredible opportunity to own Florida real estate. In fact, there has never been a better [...]]]></description>
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		<title>FHA Loan Limits Reinstated</title>
		<link>http://flteam.com/fha-loan-limits-reinstated/</link>
		<comments>http://flteam.com/fha-loan-limits-reinstated/#comments</comments>
		<pubDate>Fri, 09 Dec 2011 04:29:53 +0000</pubDate>
		<dc:creator>Marc Vitorillo</dc:creator>
				<category><![CDATA[Buyer Tips]]></category>
		<category><![CDATA[Seller Tips]]></category>
		<category><![CDATA[FHA Loans]]></category>

		<guid isPermaLink="false">http://flteam.com/?p=916</guid>
		<description><![CDATA[Congress has reinstated the loan limit formula and maximum cap for Federal Housing Administration-insured loans through 2013. Those loan limits previously expired September 30. The new provision allows loan limits to go back to 125 percent of local area median home prices up to a maximum of $729,750 in the highest cost markets through 2013. [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Why Home Ownership Matters</title>
		<link>http://flteam.com/why-home-ownership-matters/</link>
		<comments>http://flteam.com/why-home-ownership-matters/#comments</comments>
		<pubDate>Thu, 22 Sep 2011 15:30:25 +0000</pubDate>
		<dc:creator>Marc Vitorillo</dc:creator>
				<category><![CDATA[Florida Real Estate Blog]]></category>
		<category><![CDATA[Seller Tips]]></category>
		<category><![CDATA[Florida Homeowner]]></category>
		<category><![CDATA[Florida Real Estate]]></category>

		<guid isPermaLink="false">http://flteam.com/?p=907</guid>
		<description><![CDATA[A number of research studies have shown that home ownership provides social and societal benefits. Not only is home ownership one of the best ways to build long-term wealth, providing resources for a more comfortable retirement, but it also fosters an immeasurable sense of community and stability vital to growing families. NAR’s “Social Benefits of [...]]]></description>
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		<title>The Importance of Mortgage Interest Deduction</title>
		<link>http://flteam.com/the-importance-of-mortgage-interest-deduction/</link>
		<comments>http://flteam.com/the-importance-of-mortgage-interest-deduction/#comments</comments>
		<pubDate>Mon, 22 Aug 2011 21:28:24 +0000</pubDate>
		<dc:creator>Marc Vitorillo</dc:creator>
				<category><![CDATA[Florida Real Estate Blog]]></category>
		<category><![CDATA[Florida Real Estate]]></category>
		<category><![CDATA[Mortgage Interest Deduction]]></category>

		<guid isPermaLink="false">http://flteam.com/?p=896</guid>
		<description><![CDATA[There’s no question we’re dealing with difficult issues when it comes to the future of our nation’s economy, but in the process, we must not lose sight of the values that helped make our country strong in the first place. Major changes to home ownership tax benefits like the mortgage interest deduction could adversely affect [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Second Homes Hold Steady</title>
		<link>http://flteam.com/second-homes-hold-steady/</link>
		<comments>http://flteam.com/second-homes-hold-steady/#comments</comments>
		<pubDate>Fri, 10 Jun 2011 05:32:46 +0000</pubDate>
		<dc:creator>Marc Vitorillo</dc:creator>
				<category><![CDATA[Buyer Tips]]></category>
		<category><![CDATA[Florida Real Estate]]></category>
		<category><![CDATA[Florida Second Homes]]></category>
		<category><![CDATA[Florida Vacation Homes]]></category>

		<guid isPermaLink="false">http://flteam.com/?p=891</guid>
		<description><![CDATA[Data from the recently released 2011 NAR Investment and Vacation Home Survey shows vacation-home sales accounted for 10 percent of all transactions last year and investment sales were 17 percent of the overall market. Those figures are unchanged from the 2010 survey. The median vacation-home price was $150,000 in 2010, while the median investment- home [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>A New Bill to Expedite Short Sales?</title>
		<link>http://flteam.com/a-new-bill-to-expedite-short-sales/</link>
		<comments>http://flteam.com/a-new-bill-to-expedite-short-sales/#comments</comments>
		<pubDate>Tue, 10 May 2011 00:55:33 +0000</pubDate>
		<dc:creator>Marc Vitorillo</dc:creator>
				<category><![CDATA[Florida Real Estate]]></category>
		<category><![CDATA[Florida Real Estate Blog]]></category>

		<guid isPermaLink="false">http://flteam.com/?p=880</guid>
		<description><![CDATA[Short Sale Relief on the Horizon? A new bill introduced in the U.S. House of Representatives could bring relief to distressed home owners hoping to avoid foreclosure through short sales. The “Prompt Decision for Qualification for Short Sale Act of 2011” would impose a deadline of 45 days on lenders to respond to short sale [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Tax Time and Tax Benefits</title>
		<link>http://flteam.com/tax-time-and-tax-benefits/</link>
		<comments>http://flteam.com/tax-time-and-tax-benefits/#comments</comments>
		<pubDate>Sun, 03 Apr 2011 13:46:22 +0000</pubDate>
		<dc:creator>Marc Vitorillo</dc:creator>
				<category><![CDATA[Florida Real Estate Blog]]></category>
		<category><![CDATA[Seller Tips]]></category>
		<category><![CDATA[Florida Real Estate Market]]></category>

		<guid isPermaLink="false">http://flteam.com/?p=864</guid>
		<description><![CDATA[Tax season is underway and deadline is just around the corner. American home owners are once again enjoying the benefit of the mortgage interest deduction. The ability to deduct the interest paid on a mortgage can mean significant savings for these home owners. For example, a family who bought a home last year with a$200,000, [...]]]></description>
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		<slash:comments>0</slash:comments>
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